FINANCE AND INSURANCE

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At The Chorley Group we have many years experience in arranging finance

 for our customers car purchases, and we'd like to think that we're pretty good at it - in fact, we know we are and that's why our customers keep coming back knowing that they'll get the best possible deals available.

All The Chorley Group Staff have received rigorous training and development to further improve customer satisfaction. Our staff have passed the Finance and Lease Association accreditation as a Specialist Automotive Finance Experts.  We are also regulated by the Financial Services Authority in Insurance Mediation, so you can be assured you will receive the very best and latest advice.

                                                                                                     

The Chorley Group can offer our customers several tailor made finance packages.

 

OPTION 1 - Personal Contract Purchase

A proportion of the overall balance is deferred to the end of your agreement, this final payment represents the anticipated guaranteed minimum future value (GMFV) providing protection against a possible drop in used car prices and more options for you at then end of your agreement.

Benefits

  • Lowered monthly payments.
  • Protected by a Guaranteed Minimum Future Value.
  • 3 attractive options at the end of your agreement.

 

OPTION 2 - hire purchase and Personal Loan

If you are looking for a simple, traditional hire purchase option this plan is ideal. Repayments are fixed over a term to suit you. Providing the repayment terms are met, you take ownership at the end of your agreement by paying the option to purchase fee.

Benefits

  • Monthly repayments are fixed for easy budgeting
  • No large final payment
  • The car is yours at the end of your agreement

 

OPTION 3 - Lease Purchase

A form of hire purchase with the added benefit of deferring an agreed amount in the form of a final payment to pay at the end of your agreement, this lowers your monthly payment to us.

Benefits

  • Lower monthly payments
  • Easy budgeting – your monthly payments are fixed
  • You own the car at the end of your agreement

 

OPTION 4 - Personal Contract Hire

A non-ownership option if you want the benefit of driving a new car but none of the worries associated with ownership, you simply hand back the car at the end of your agreement.

Benefits

  • Fixed rentals for easy budgeting
  • Optional maintenance cover – spreads the cost of motoring
  • The benefits of a new car without the concern of ownership



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